Of the 10.8 million people in Netherlands who have a loan, including mortgages and many mobile subscriptions, 670,000 had a payment arrears last year. That is 20,000 fewer than in 2017.
As a result, the share of people with payment arrears decreased from 6.6% to 6.2%, reports credit registration agency BKR.
The increase in the number of credits is mainly due to the fact that mobile subscriptions with a telephone are also seen as a credit.
Peter van den Bosch, director of the BKR foundation, says it is positive that, despite the growth in the number of credits, fewer people have payment problems. In the last quarter of 2018 there was a slight increase again. Van den Bosch can not yet say whether this is a trend break.
Since 2015, the number of people with payment problems has been decreasing.
Nicholas de Krammer, а self-taught economic analytic with heave mathematical background. Math behind the economics (and economics behind math) is the strong side of the author. Contact him at firstname.lastname@example.org